Get Funded the Right Way

When It Actually Matters

If you’re an investor, the biggest mistake you can make is shopping for money too early.

It happens all the time—and it’s the #1 blunder we see in real estate investing. Why? Because no lender wants to spend time and resources on a property that isn’t under contract.

Until that deal is locked in, it’s up for grabs—and that means no serious funding discussions can take place.

That’s why we encourage you to secure the property first, then come to us. We’ll move fast from there.

Here’s How to Lock Down the Property

(So We Can Fund It)

Prospect & Review Potential Properties

Submit Offers

on Properties

Get Offer

Accepted by Seller

Put Earnest

Money in Escrow

Once that’s done, you have a fully executed Purchase & Sale Agreement—and you’re ready to talk funding. Apply today and we’ll get back to you with a no-obligation term sheet within 24 business hours.

Apply Now

Our 5-Point Funding Criteria

We want to fund deals that are positioned to win, which is why we look for these five key characteristics.

1-4 Unit Properties

Properties in this range attract the widest pool of buyers, especially those using FHA financing.

Price Within FHA Limits

Homes priced at or below the FHA cap are more marketable and easier to sell to first-time buyers.

Smaller Homes

Both Boomers and Millennials are leaning toward simpler, more manageable homes—which means better resale potential.

Under 2 Acres

Less land means less maintenance and lower holding costs—ideal for both flippers and end buyers.

Resale Opportunity

We fund projects that boost a property's after-repair value, enhancing your resale potential and the neighborhood's overall appeal.

Let's Get You Funded

Loan Terms & Guidelines

We keep it simple and flexible:

Loan Amounts: $30,000 up to the FHA cap in your county—or higher depending on the deal. No cap if the numbers work.
Rates: Starting at 7.5% up to 15% interest. Origination fee from 0–5%. No prepayment penalties.
Terms: 6 months to 2 years for fix & flip. Up to 30 years for buy & hold.
Track Record Matters: We fund one deal at a time per applicant—until you’ve built a proven record with us.